Home
| Loans | Checking & Savings Accounts |
ATM Locations | Privacy
Policy | Disclosures
&
|
Recovery and Education* - At no cost, the primary account holders of Personal checking accounts at First State Bank will receive complete identity theft restoration if identity theft strikes. |
|
Premium Services** - Identity theft protection for you and your family. $8.95 each or $12.95 per family. (Includes all benefits to the left as well). |
|
No registration necessary - This benefit is available to primary account holders of Personal Checking accounts. |
Annual automatic full credit report to benchmark your credit standing.
|
|
|
A Personal Recovery Advocate is assigned and starts the recovery process. |
Continuous credit monitoring with weekly alerts of new or suspicious activity. |
|
|
All three credit reports are reviewed with you. |
Up to $20,000 in reimbursement for expenses incurred in the recovery of your identity, including up to $5,000 per week in lost wages if you miss work. |
|
|
Fraud reports are posted at all three credit bureaus. |
Risk assessment test and personalized protection plan. |
|
|
Recover advocate contacts and works with all agencies and financial institutions and files forms to make sure any fraudulent activity is corrected. |
Monthly e-newsletters with scam alerts, news articles and protection tips.
|
If you believe your Identity has been compromised, contact us at First State Bank at (573) 336-4411 or (573)-765-4011
* Terms and
Conditions
1. Services are provided to the named individual in First State Banks Covered Group;
businesses do not qualify for this offer. Benefits are non-transferable.
2. Eligibility for recovery services is based on ID theft events that occur, are
discovered and reported to Identity Safeguards on or after the effective date of
the program and during the eligibility period.
3. In order to receive Services the individual must be a current customer of
First State Bank and must maintain their relationship in good standing during such time
that Identity Safeguards is providing Services.
4. Identity Safeguards reserves the right to refuse or terminate services if it
is deemed that the participating plan member is committing fraud or other
illegal acts, making untrue statements, or failing to perform his/her portion of
the recovery plan. Identity Safeguards will not refuse or terminate services to
a plan member solely due to the complexity of a case.
5. Identity Safeguards does not provide credit counseling or repair to credit
which legitimately belongs to the plan member.
6. Complementary Recovery Services are available in the United States of America
(U.S.) and to persons outside the U.S. to the extent that U.S. laws prevail.
** Insurance underwritten by member companies of American International Group,
Inc. The description herein is a summary only. It does not include all terms,
conditions and exclusions of the policies described. For questions about
coverage, please contact idtheft@aig.com or 866-826-4974. Coverage not available
to residents of New York and may not be available in other jurisdictions.