Loans

Loans

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First State Bank offers a wide variety of loans:

Consumer

You want...

A New Car

College Tuition

Your Own Business

A Family Vacation

Home Improvements

We do...

Lower Interest Rates

Payments That Fit Your Budget

No Hassle Application

Real Estate

Real Estate Mortgages-Fixed and Adjustable Rate

VA Loans

Refinancing

Conventional Loans

Construction Loans

Home Equity Loans

We offer quick turnaround time, local decisions and knowledge of our local market.

Commercial

First State Bank has the lending tools and resources that your business needs to succeed. Whether you're expanding your existing business... thinking of starting a new business...purchasing equipment or constructing a new building..any of our loan officers will be able to assess your loan needs and customize loan terms to suit them.

As a community bank, First State Bank plays an integral role in the development of our community. We look forward to structuring a loan to make your goals achievable. We have the experience, knowledge, and tools to accomplish this in a timely fashion. We can provide financing for:

Land Acquisition

Land Development

Construction Financing

Facilities Expansion

Acquisition of Income-producing Investment Property

Refinancing of Existing Real Estate Loans

Equipment Loans

Working Capital Loans

Lines of Credit

Small Business Administration Loans (SBA Loans)

No matter what your business needs are, we can help. Give one of our loans officers a call today!

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