First State Bank of St Robert

Checking

Free Checking

Now you can enjoy all the benefits of a checking account without all the monthly maintenance fees! First State Bank's Free Checking Account has no minimum balance requirement, and you get a monthly statement. Only $100 is needed to open this account. Fees will apply for additional services used. Dormant fee applies after two years with no activity.

First Club Checking

You receive a package of beneficial services for a service charge of just $7.50 per month! The First Club account offers up to 400 free personalized checks per year, unlimited check imaging with statements and images returned monthly, plus these additional benefits:

  • Notary Services
  • Half price on the first year of a safe deposit box rental
  • Only $100 minimum deposit is required to open this account
  • Dormant Fee applies after two years with no activity.

Gold Club**

If you're 55 years of age or older, this account is just right for you. You will receive many of the free benefits of our First Club, but with no monthly service charge. Plus, interest is paid on the daily available balance of $2,000 or more. Only $100 minimum deposit is required to open this account. Dormant Fee applies after two years with no activity.

Platinum Checking**

You can stop worrying about Wall Street with our Platinum checking account. It is FDIC insured, pays a great rate of interest and you have unlimited access to your money. Interest is based on the daily available balance. You will also receive a wide variety of free benefits including checks, online banking and bill pay, debit/ATM card, imaged statements, telephone banking, and your first year Safe Deposit Box rent free! Minimum balance to open the account and to earn Platinum interest rate is $50,000. If the daily available balance falls below $50,000 the account will earn the image checking NOW rate. If the average available balance falls below $2,000 a service charge of $7.50 will be imposed each month. Dormant Fee applies after two years with no activity.

**Please call or e-mail for current interest rate information.

Image Checking

Receive unlimited check writing and images of your paid checks each month with the Image Checking Account. Only $1,000 is needed to open this account, and the $7.50 monthly service charge will be waived if the average available balance of the account remains above $1,000. Dormant Fee applies after two years with no activity.

Image Checking NOW**

For those customers who like to earn interest on their checking account, First State Bank offers an interest bearing account with the convenience of images and statements monthly. By maintaining a daily available balance of $2,000 you will earn interest at the current NOW account rate. If the average available balance falls below $2,000 a service charge of $7.50 will be imposed each month. Only a $2,000 deposit is needed to open this account. Dormant Fee applies after two years with no activity.

We Salute You! Active Military & Veterans Checking**

Our way of saying THANK YOU to all who serve or have served in our military, fighting for our freedom. With this account, you will receive all the free benefits of our Gold Club; Plus, interest is paid on the daily available balance of $2,000 or more. There is no minimum deposit required to open this account. Designed with our nation's heroes in mind. Dormant Fee applies after two years with no activity.

Money Market Checking**

With just a low balance of $1,000 your funds begin earning interest. Our interest rates are based upon the balance in your account, so the higher your balance, the higher your interest rate! Interest is based on the daily available balance. A $10 monthly service charge will be assessed should your average available balance fall below $1,000. Withdrawals are limited to 6 per month. Excess withdrawals are assessed a $10 per item fee. Dormant Fee applies after two years of no activity.

*$1,000.00 Minimum Deposit Required To Open.

Tiered Rates Based Upon Balance

$0.00 to $999.99
$1,000.00 to $9,999.99
$10,000.00 to $24,999.99
$25,000.00 to $49,999.99
$50,000.00 to $99,999.99
$100,000.00 AND OVER

Health Savings Account (HSA)

Rising health insurance costs putting a damper on your budget? An HSA allows you to set aside money tax free for future medical bills and expenses if you have a qualified High Deductible Health Plan (HDHP). Use of our Debit/ATM card and checks make this a very convenient account.

**Download our current rate sheet located in the news area.